@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Manrope:wght@400;500;600;700;800&display=swap');
:root{font-family:'DM Sans',sans-serif;color:#172f42;background:#f4f7fa;font-size:16px;--ink:#172f42;--blue:#285bde;--line:#d9e1e9}*{box-sizing:border-box}body{margin:0}header{max-width:1260px;margin:auto;display:flex;align-items:center;justify-content:space-between;padding:26px 36px;border-bottom:1px solid var(--line)}a{color:#285bde;text-underline-offset:3px}.brand{font:800 25px 'Manrope',sans-serif;color:var(--ink);text-decoration:none;letter-spacing:-1px}.brand-mark{color:var(--blue);margin-left:12px}.pilot,.eyebrow{font-size:12px;letter-spacing:1.5px;font-weight:700}.pilot{color:#647686}main{max-width:1260px;margin:auto;padding:34px 36px}.intro{position:relative;display:grid;grid-template-columns:1fr 1fr;align-items:end;margin-bottom:30px}.intro .eyebrow{grid-column:1/-1;color:#285bde}h1{font:800 clamp(32px,4vw,49px)/1.12 'Manrope',sans-serif;letter-spacing:-2px;margin:13px 0 0}.intro p{font-size:18px;line-height:1.6;color:#526879;margin:0 0 3px;padding-left:60px}h2{font:800 21px 'Manrope',sans-serif;letter-spacing:-.7px;margin:0}.setup{background:white;border:1px solid var(--line);border-top:3px solid var(--blue);padding:22px;display:grid;grid-template-columns:1.25fr 1fr .8fr .8fr 1.35fr;gap:16px;border-radius:6px;margin-bottom:35px}label{display:flex;flex-direction:column;gap:8px;font-size:14px;font-weight:600}input,select{font:500 16px 'DM Sans',sans-serif;width:100%;min-width:0;padding:12px;color:var(--ink);background:#f8fafc;border:1px solid #cdd7e2;border-radius:5px;min-height:46px}input:focus,select:focus,button:focus-visible,summary:focus-visible{outline:3px solid #8caaff;outline-offset:2px}input:invalid{border-color:#b94136}.workspace{display:grid;grid-template-columns:minmax(0,1fr) 350px;gap:32px}.section-title{display:flex;justify-content:space-between;align-items:center;margin-bottom:16px;gap:10px}.section-title>span{color:#687b89;font-size:13px}.panel{background:#fff;border:1px solid var(--line);border-radius:6px;margin-bottom:10px;overflow:hidden}summary{display:flex;align-items:center;justify-content:space-between;gap:12px;list-style:none;padding:19px 22px;cursor:pointer;font-weight:600;min-height:64px}summary::-webkit-details-marker{display:none}summary:after{content:'+';font-size:22px;color:#728493}details[open]>summary:after{content:'−'}summary>span:first-child{flex:1}summary>span:nth-child(2){font-size:14px;color:#536b7d;white-space:nowrap}.inside{padding:0 22px 22px;border-top:1px solid #edf1f5}.inside p{line-height:1.55;color:#536b7d;font-size:15px}.fields{display:grid;grid-template-columns:1fr 1fr;gap:15px;margin-top:18px}.note{font-size:13px!important;line-height:1.6}.tag{display:inline-block;background:#edf2fc;color:#335687;border-radius:3px;font-size:12px;padding:4px 7px;margin:15px 0 2px}.callout{border-left:3px solid #285bde;background:#f1f5fc;padding:13px 15px;color:var(--ink)!important}button{font:600 14px 'DM 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p{font-size:14px;line-height:1.6;color:#c3d1dc}.balance.negative>strong{color:#ffad93}.balance.positive>strong{color:#9bdcbd}.barrow{display:grid;grid-template-columns:1fr auto;gap:6px;margin:13px 0;font-size:12px;color:#d3deea}.bar{height:5px;background:#365268;border-radius:8px;grid-column:1/-1;overflow:hidden}.bar>span{height:100%;display:block;background:#8faaff;border-radius:8px}.comparison{margin-top:22px;border-top:1px solid #40586b;padding-top:17px;display:grid;grid-template-columns:1fr auto;gap:13px;font-size:13px;color:#c2cfdb}.comparison strong{color:#fff}.gapnotice{border:1px solid #ddcba9;background:#fff9ee;padding:18px;border-radius:6px;margin-top:16px;font-size:14px}.gapnotice p{line-height:1.6;color:#71624f}.aside-note{font-size:14px;line-height:1.6;color:#6b7c88;padding:0 6px}.source{border-top:1px solid var(--line);padding:14px 0;font-size:14px;line-height:1.6}.source small{display:block;color:#6e7d8a;font-size:13px}.taxrow{display:flex;justify-content:space-between;padding:9px 0;border-bottom:1px solid #edf1f5;font-size:14px}footer{display:flex;align-items:center;gap:30px;border-top:1px solid var(--line);margin-top:36px;padding-top:20px;color:#6b7e8e}footer>span{font-weight:700;white-space:nowrap}footer p{font-size:13px;line-height:1.6;flex:1}[hidden]{display:none!important}@media(max-width:1000px){.setup{grid-template-columns:repeat(3,1fr)}.workspace{grid-template-columns:minmax(0,1fr) 310px;gap:20px}.intro p{padding-left:20px}}@media(max-width:750px){header{padding:20px}.pilot{font-size:10px;letter-spacing:1px}main{padding:25px 18px}.intro{display:block}.intro p{padding:0;margin-top:15px;font-size:16px}h1{letter-spacing:-1.5px}.setup{grid-template-columns:1fr 1fr;padding:17px;gap:14px;margin-bottom:22px}.setup>label:first-child,.setup>label:last-child{grid-column:1/-1}.workspace{display:flex;flex-direction:column;gap:24px}aside{order:-1}.result{position:static;padding:22px}.result .eyebrow{margin-bottom:16px}.balance{margin-top:17px;padding-top:17px}.balance>strong{font-size:42px}#bars{display:none}.gapnotice{padding:15px}.aside-note{margin-bottom:0}.section-title{flex-wrap:wrap}.section-title>span{font-size:12px}.fields{gap:13px}summary{padding:17px}.inside{padding:0 17px 17px}footer{flex-wrap:wrap;gap:10px}footer p{flex-basis:100%}.comparison{margin-top:17px}.intro br+p{display:none}}@media(prefers-reduced-motion:no-preference){button{transition:filter .15s}}
.flow-nav{display:flex;gap:10px;margin-bottom:24px;flex-wrap:wrap}.flow-nav button{margin:0;flex:1;min-width:150px}.flow-intro{font-size:16px;line-height:1.6;color:#536b7d}.job-card{margin:22px 0;padding:18px;background:#f6f8fc;border:1px solid var(--line);border-radius:6px}.check{flex-direction:row;align-items:center;margin-top:14px;line-height:1.5}.check input{width:20px;min-height:20px;flex-shrink:0}.stress-comparison{display:grid;grid-template-columns:1fr 1fr;gap:14px}.scenario-result{background:#fff;border:1px solid var(--line);border-radius:6px;padding:18px}.scenario-result h3{font-size:17px;margin:0 0 13px}.scenario-result p{font-size:14px;line-height:1.6;color:#536b7d}.scenario-result .taxrow{flex-wrap:wrap;gap:7px}.setup{grid-template-columns:repeat(3,1fr)}@media(max-width:750px){.setup{grid-template-columns:1fr 1fr}.setup>label:last-child{grid-column:auto}.flow-nav{gap:7px}.flow-nav button{min-width:0;padding:12px 6px;font-size:13px}.stress-comparison{grid-template-columns:1fr}.job-card{padding:13px}}@media(max-width:390px){.fields{grid-template-columns:1fr}.setup{gap:10px}}
.save-bar{display:flex;align-items:center;justify-content:space-between;gap:15px;border-bottom:1px solid var(--line);padding:0 0 16px;margin-bottom:25px}.save-bar>span{font-size:14px;line-height:1.5;color:#536b7d}.save-bar>div{display:flex;gap:8px;flex-wrap:wrap}.save-bar button{white-space:nowrap;margin:0}.base-recap{background:#fff;border:1px solid var(--line);border-radius:8px;padding:19px;margin:17px 0 22px}.recap-stats{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px}.recap-stats span{display:block;font-size:13px;line-height:1.5;color:#536b7d}.recap-stats strong{display:block;font:800 23px Manrope,sans-serif;margin-top:5px;overflow-wrap:anywhere}.recap-rows{padding:0 10px}.recap-row{display:grid;grid-template-columns:1fr auto;gap:5px;padding:12px 0;border-top:1px solid var(--line);font-size:14px}.recap-row small{grid-column:1/-1;color:#647686;font-size:12px}.base-recap summary{padding:18px 0 10px;font-size:14px}.stress-controls h3,.stress-outcome-title{font-size:18px;margin:24px 0 14px}.fields>label,.setup>label{min-width:0;display:grid;grid-template-rows:minmax(2.8em,auto) auto;align-content:start;align-items:end;gap:7px}.fields>label input,.fields>label select,.setup>label input,.setup>label select{align-self:start}button:disabled{opacity:.5;cursor:wait}.scenario-result strong{font-size:18px}@media(max-width:750px){.save-bar{flex-direction:column;align-items:flex-start;gap:12px}.save-bar>div{width:100%}.save-bar button{flex:1}.fields{grid-template-columns:1fr}.fields>label{display:flex;gap:7px;align-items:stretch}.setup>label{grid-template-rows:minmax(2.8em,auto) auto}.workspace aside{order:1}.intro{margin-bottom:20px}.intro h1{font-size:32px}.intro p{font-size:15px}.base-recap{padding:15px}.recap-stats{gap:10px}.recap-stats strong{font-size:20px}.result{position:static}.scenario-result{padding:17px}.stress-controls .inside{padding-bottom:22px}.stress-controls .buttons{display:grid;grid-template-columns:1fr 1fr;gap:8px}.stress-controls .buttons button{margin:0;width:100%}.flow-nav{position:sticky;top:0;background:#f4f7fa;padding:10px 0;z-index:2}.recap-row{grid-template-columns:minmax(0,1fr) auto}}
.workspace.flow-wide{grid-template-columns:minmax(0,850px);justify-content:center}@media(max-width:750px){.workspace aside{order:-1}.result .comparison,.result .balance p{display:none}.result .eyebrow{margin-bottom:12px}.result .balance{margin-top:12px;padding-top:12px}.result .balance>strong{font-size:34px}.result .ledger{margin:9px 0}.result{padding:17px}.gapnotice{margin-top:10px;font-size:13px}.aside-note{display:none}.save-bar{margin-bottom:18px}.intro{margin-bottom:18px}.intro .eyebrow{font-size:10px}.intro h1{font-size:29px}.intro p{display:none}.setup{margin-bottom:12px}.flow-nav{margin-bottom:12px}}
.starting-sections{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin:0 0 25px}.setup-section{min-width:0;margin:0;padding:18px 20px 20px;border:1px solid var(--line);border-radius:8px;background:#fff}.setup-section legend{font:800 20px Manrope,sans-serif;padding:0 8px;color:var(--ink)}.setup-fields{display:grid;grid-template-columns:1fr 1fr;gap:15px}.setup-fields>label{min-width:0;display:grid;grid-template-rows:minmax(2.8em,auto) auto;gap:7px;align-items:end}.setup-fields>label:first-child{grid-column:1/-1}.setup-fields>label input,.setup-fields>label select{align-self:start}#work-details .panel{margin:18px 0 0;border-color:#e3e9f0;background:#f8fafc}#work-details summary{padding:14px 15px;min-height:50px;font-size:14px}#work-details .inside{padding:0 15px 17px}@media(max-width:750px){.starting-sections{grid-template-columns:1fr;gap:16px;margin-bottom:12px}.setup-section{padding:13px 16px 17px}.setup-section legend{font-size:18px}.setup-fields{gap:12px}.setup-fields>label{grid-template-rows:minmax(2.8em,auto) auto}}
.notice-panel{padding:20px;background:#edf3ff;border:1px solid #c4d5f7;border-radius:8px;margin-bottom:22px}.notice-panel h2{font-size:19px}.notice-panel p{font-size:15px;line-height:1.6;color:#405a72}.button-link{display:inline-block;background:#285bde;color:white;text-decoration:none;border-radius:5px;padding:12px 16px;font-size:14px;font-weight:600;margin-right:8px}.notice-panel input{background:white}#share-link{font-size:14px}input:disabled,select:disabled{opacity:1;color:#405a72;background:#eef2f7}

/* Clear section headings and a prominent, persistent flow selector. */
.setup-section legend{float:left;width:100%;padding:0;margin:0 0 18px;font-size:20px;line-height:1.3}.setup-section>.setup-fields{clear:both}.flow-nav{position:sticky;top:0;z-index:5;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px;padding:12px 0;background:#f4f7fa;margin:0 0 20px}.flow-nav button{min-width:0;min-height:60px;padding:14px 12px;font-size:16px;font-weight:700;line-height:1.4;border-radius:8px;border-width:2px;box-shadow:0 2px 5px #172f420c}.flow-nav button[aria-current="step"]{background:var(--ink);border-color:var(--ink);color:white}.flow-nav button.secondary{background:white;border-color:#cdd7e2}.budget-notes{margin-top:30px}.budget-notes .gapnotice{margin:0}.budget-notes .aside-note{display:block;margin:14px 0 0;padding:0;font-size:14px}.explore>section{scroll-margin-top:105px}#sourcepanel{scroll-margin-top:105px}@media(max-width:750px){.flow-nav{gap:6px;margin-bottom:16px;padding:8px 0}.flow-nav button{font-size:14px;padding:10px 6px;min-height:64px}.setup-section legend{font-size:18px;margin-bottom:16px}.budget-notes{margin-top:24px}.budget-notes .gapnotice{font-size:14px}}

#starting-inputs{scroll-margin-top:105px}

.current-savings{clear:both;margin-top:20px}.current-savings input{max-width:320px}#savings-note{margin:10px 0 0;color:#536b7d}#stress-savings{margin-top:14px}

header{padding-top:10px;padding-bottom:10px;gap:16px}.brand{display:block;flex-shrink:0;line-height:0}.brand img{display:block;width:200px;max-width:100%;height:auto}.pilot{text-align:right;line-height:1.6}@media(max-width:750px){header{padding:8px 18px;gap:10px}.brand img{width:160px}.pilot{max-width:145px;font-size:11px;letter-spacing:.8px}}@media(max-width:360px){.brand img{width:135px}.pilot{max-width:120px}}

.expense-group h3,.group-heading{font:800 17px Manrope,sans-serif;margin:25px 0 12px}.expense-group:first-child h3{margin-top:18px}.location-comparison{margin-bottom:20px}#location-table{overflow-x:auto}#location-table table{width:100%;border-collapse:collapse;font-size:14px}#location-table th,#location-table td{padding:12px 8px;border-bottom:1px solid var(--line);text-align:right;vertical-align:top}#location-table th:first-child{text-align:left}#location-table thead{background:#f1f5fc}#location-table tbody tr:last-child{font-weight:800;background:#f1f5fc}main>.gapnotice{margin:0 0 20px}main>#sourcepanel{margin:28px 0 0}.current-savings input{max-width:none}@media(max-width:750px){#location-table th,#location-table td{padding:10px 5px;font-size:14px}#location-table th:first-child{width:40%}}

.timeline-table{overflow-x:auto}.timeline-table table{width:100%;border-collapse:collapse;font-size:14px}.timeline-table th,.timeline-table td{padding:11px 7px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}.timeline-table thead{background:#f1f5fc}.scenario-result .taxrow strong{font-size:16px}

.location-trigger{width:100%;text-align:left;margin:0;min-height:46px;font-size:16px;white-space:normal}.location-dialog{width:min(440px,calc(100% - 28px));max-height:85vh;padding:24px;border:1px solid var(--line);border-radius:12px;color:var(--ink)}.location-dialog::backdrop{background:#172f4280}.location-dialog h2{margin-bottom:18px}.location-results{max-height:48vh;overflow-y:auto;margin:18px 0}.location-results h3{font-size:14px;margin:18px 0 9px;color:#536b7d}.location-results button{display:block;width:100%;text-align:left;margin:7px 0}.location-results button[aria-pressed=true]{border:2px solid var(--blue);color:var(--blue)}

.source-state{border:1px solid var(--line);border-radius:6px;margin-top:12px;background:#fff;overflow:hidden}
#sources .source-state>summary:after{content:'+'}
#sources .source-state[open]>summary:after{content:'−'}
.source-state>summary{padding:15px 17px;min-height:56px}
.source-state>.inside{padding:0 17px 17px}
@media(max-width:750px){.source-state>summary>span:nth-child(2){font-size:12px}}

.save-bar{flex-wrap:wrap}.save-bar>label{flex:1 1 240px;min-width:0}.save-bar>span{flex:1 1 220px}.save-bar>label input{width:100%}.category-reset-dialog{overflow-y:auto}.category-reset-dialog>label{display:flex;align-items:center;gap:10px;padding:8px 0}.category-reset-dialog input[type=checkbox]{width:20px;height:20px;flex:0 0 auto}.category-reset-dialog>button{margin-top:18px}@media(max-width:750px){.save-bar>label,.save-bar>span{flex:auto;width:100%}}

#budget-management .save-bar{margin-bottom:16px;padding-bottom:16px}#saved-budget-panel>.inside{padding:0}#budget-management h3{font-size:17px;margin:14px 0}

/* Quiet contrast separates disclosure headings from their content. */
.panel{border-color:#cbd7e3}.panel>summary{background:#f1f5fa;color:var(--ink);font-family:Manrope,sans-serif;font-weight:750;font-size:17px;line-height:1.4}.panel>summary:hover{background:#e8eff8}.panel[open]>summary{background:#edf3fa}.panel>summary>span:first-child{min-width:0}.panel>summary>span:nth-child(2){font-family:'DM Sans',sans-serif;font-size:13px;font-weight:500;color:#4e657b}.panel>summary:after,.source-state>summary:after{flex:0 0 26px;width:26px;height:26px;display:grid;place-items:center;font-family:'DM Sans',sans-serif;font-size:20px;font-weight:500;line-height:1;background:#fff;border:1px solid #cbd7e3;border-radius:50%;color:#345b88}.panel>summary:focus-visible,.source-state>summary:focus-visible{outline-offset:-3px}.source-state>summary{background:#f7f9fc;color:var(--ink);font-weight:700}.source-state>summary:hover{background:#eef3fa}.source-state[open]>summary{background:#f0f4fa}#work-details .panel>summary{font-size:14px;background:#eef3f9}.base-recap details>summary{font-weight:700;color:var(--ink)}@media(max-width:750px){.panel>summary{font-size:16px}.panel>summary>span:nth-child(2){font-size:12px}.panel>summary:after,.source-state>summary:after{flex-basis:24px;width:24px;height:24px}}

/* Give the first label/content a consistent gap below disclosure headers. */
.panel>.inside,.source-state>.inside{padding-top:18px}#work-details .panel>.inside{padding-top:16px}.panel>.inside>:first-child,.source-state>.inside>:first-child{margin-top:0}@media(max-width:750px){.panel>.inside,.source-state>.inside{padding-top:16px}}

.panel.needs-review{border-left:3px solid #cda453}.review-badge{display:block;width:fit-content;font-family:'DM Sans',sans-serif;font-size:11px;font-weight:600;line-height:1.5;letter-spacing:.1px;color:#537064;margin-top:4px}.needs-review .review-badge{color:#806026}.review-control{display:flex;flex-direction:row;align-items:center;gap:9px;margin-top:20px;padding-top:14px;border-top:1px solid var(--line);font-size:13px;color:#4e657b}.review-control input{width:19px;min-height:19px;height:19px;flex:0 0 auto;accent-color:var(--blue)}

.category-reset-dialog .reset-choices{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px;margin:20px 0}.category-reset-dialog .reset-choice{display:flex;align-items:center;gap:12px;margin:0;padding:12px 14px;border:1px solid #d9e2ee;border-radius:10px;background:#fff;cursor:pointer;color:#20334e}.category-reset-dialog .reset-choice:has(input:checked){background:#edf4ff;border-color:#90add4}.category-reset-dialog .reset-choice:focus-within{outline:2px solid #2563eb;outline-offset:2px}.category-reset-dialog .reset-choice input{margin:0;accent-color:#244f85}.reset-actions{display:flex;justify-content:flex-end;gap:12px;padding-top:8px}@media(max-width:550px){.category-reset-dialog .reset-choices{grid-template-columns:1fr}}

.budget-reset{display:flex;align-items:center;gap:16px;margin:24px 0;flex-wrap:wrap}

header .pilot{max-width:260px;font-size:12px;letter-spacing:1px}@media(max-width:750px){header .pilot{max-width:155px;font-size:10px;letter-spacing:.7px}}

/* Navigation and sidebar use the same measured height, including wrapped labels. */
@media(min-width:751px){.result{top:calc(var(--flow-nav-height,84px) + 16px)}}
#starting-inputs,[id^="stage-"]{scroll-margin-top:calc(var(--flow-nav-height,84px) + 16px)}